What is Medicare Advantage and who needs it?
- You need to be enrolled in Medicare Part A and Part B to join an Medicare Advantage Plan.
- Medicare Advantage Plans are health insurance programs that act as a substitute for Original Medicare Parts A and B and most often include Prescription Drug Coverage (Part D).
What is Medicare Part D and who needs it?
- If you are enrolled in: Original Medicare – you should choose a Prescription Drug Plan ( Part D ). It is a separate plan with a monthly premium.
What is Medicare Supplement Insurance Plan and who needs it?
- It allows you to choose any doctor, specialist, facility, and hospital that accepts Original Medicare patients.
Medicare Advantage Plans
Medicare Advantage Plans (also known as “Part C” or “MA Plans”) are offered by private companies that are Medicare-approved.
Medicare Part D
The Stand Alone Prescription Drug Plan (PDP) covers your prescription drug benefit separately from your Medicare Parts A & B (hospital and doctor) coverage.
Medicare Supplement Insurance
Medicare Supplement Insurance Plans (also known as Medigap) provides the following benefits: Gives you the freedom to keep your doctor or choose a new one who accepts Original Medicare patients, Assists in some medical expenses that are not paid by Medicare Part A and Medicare Part B.
How do I qualify for Medicare Advantage Plan?
- You’re at least 65 years old or your’re under 65 with a disability.
- If you live in the service area of the plan you choose to enroll.
- If you have Original Medicare Part A and Part B.
- If you don’t have end-stage renal disease (ESRD). There are a few special circumstances.
When can I Enroll into a Plan?
- Initial Enrollment Period
- Open Enrollment, October 15 to December 7
- Special Enrollment Period.
*Please contact us for further information on when and how to enroll into a plan.